Hourly Consulting

Hourly consulting is available for specific issues – $400.00 per hour. This is appropriate for guidance with regard to one particular element or question regarding estate planning or investing.

Retirement Plan Consulting is also available on an hourly fee basis.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Without Ongoing Investment Management

Pricing Starting At: Singles $3500* | Couples $4500* | Business Owners $6500*

Financial Consulting includes the following services:

  • 6-12 months
  • Following years reduced rate
  • Financial Organization
  • Asset Allocation
  • Retirement Income & Work Optional Planning
  • Business Planning
  • Trust & Estate Planning
  • Cash Flow Planning
  • Debt Reduction Strategies
  • Tax Review
  • Social Security Planning
  • Insurance Planning
  • College Planning

*Depending on complexity

**Client administers investment changes and pays all trading costs.

With Ongoing Investment Management

Financial Planning included with assets above 750k. Optional Financial Planning fee for less than 750k.

The following cost schedule applies for personalized financial planning services & advisory relationships:

Aggregate Market Value Investment Management Costs
$3,000,000 + .65% Annually
$2,000,000 to $3,000,000 .75% Annually
$1,000,000 to $2,000,000 .80% Annually
$750,000 to $1,000,000 1% Annually
$500,000 to $750,000 1.25% Annually*

Annual costs include the following services:

  • Review of financial situation – goals, objectives, risk tolerance, time horizon, and restrictions
  • Comprehensive Financial Planning
  • Retirement Planning – Social Security Analysis and Retirement Landscape Reports
  • Education Planning
  • Estate Planning Strategies
  • Tax Planning Strategies
  • Insurance Analysis
  • Defined Contribution Asset Allocation (401(k) or Retirement Plan) – current employment
  • Regular Client Reviews
  • Portfolio Analysis and Optimization
  • Management of search process and investment selection
  • On-going monitoring of client’s portfolio and money managers according to their investment policy statement
  • Management Investment Fee
  • Monthly Statements and Quarterly Performance Statements
  • On-line access to Investment Accounts
  • Company Stock Option Analysis
  • Intergenerational Wealth Transfer

*Client pays all trading costs on accounts.