For Families

service

We understand the unique financial challenges families face, ranging from budgeting for daily needs, funding children’s education, to planning for retirement. Our advisors are here to guide you through these complexities with personalized financial planning.

For Business Owners

From managing operational expenses, investing in business expansion, to planning for succession, we understand first-hand the financial hurdles you face as a business owner. Our specialists are dedicated to navigating you through these intricacies with bespoke financial planning. We further provide investment guidance customized to your business’s risk temperament and financial objectives, ensuring your capital […]

For Retirees

Whether you need assistance managing post-retirement expenses, ensuring a steady income stream, to preserving wealth for future generations, our experts are committed to assisting you through these challenges with a personalized approach. We also provide investment advice aligned with your risk tolerance and financial goals, ensuring your retirement savings continue to grow.

For Corporate Executives

We understand the complexities you face, from balancing immediate financial needs with long-term investment goals, managing equity-based compensation, to preserving wealth for retirement. Our dedicated team of experts is here to guide you through these challenges with strategic financial planning. We offer investment advice that is attuned to your specific risk profile and financial aspirations, […]

For the Surviving Spouse

Our compassionate and comprehensive services are designed to simplify financial matters during challenging times. We understand the intricacies involved in the sudden shift from dual to single income, management of inherited assets, and potential estate and tax complications.

For Millennials & Next Gen

From managing student loan debt, saving for a home, to planning for a financially secure future, our financial experts are here to guide you through these complexities with personalized financial planning. We’re dedicated to helping you navigate the intricacies of early-career financial planning, fostering wealth growth, and helping you establish a strong financial foundation for […]

Hourly Consulting

Hourly consulting is available for specific issues – $400.00 per hour. This is appropriate for guidance with regard to one particular element or question regarding estate planning or investing.

Retirement Plan Consulting is also available on an hourly fee basis.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Comprehensive Financial Planning

Pricing Starting At: Singles $3500* | Couples $5000* | Business Owners $6500*

Financial Consulting includes the following services:

  • 12 months of access to our team
  • Comprehensive Data Gathering
  • 2-3* Scheduled Formal Meetings During the Year
  • Review of your financial situation – goals, objectives, risk tolerance, risk capacity, time horizon, and restrictions
  • Planning for Peace of Mind
  • Financial Organization and Household Balance Sheet
  • Cash Flow Planning
  • Trust & Estate Planning
  • Tax Planning and Tax Return Review
  • Stock Option/Restricted Stock Planning
  • Charitable Giving Planning
  • Insurance Planning
  • Retirement Income Planning
  • Social Security Planning
  • Employer Sponsored Retirement Plan Recommendations
  • Basic Asset Allocation Recommendation
  • Business Planning
  • Education Planning

*Depending on complexity

**Client administers investment changes

Financial Planning and Wealth Management

Comprehensive Financial Planning included with managed assets above 750k. Financial Planning is an additional cost if less than 750k.

The following cost schedule applies for personalized financial planning services & wealth management relationships:

Aggregate Market Value Investment Management Costs
$3,000,000 + .70% Annually
$2,000,000 to $3,000,000 .80% Annually
$1,000,000 to $2,000,000 .90% Annually
$750,000 to $1,000,000 1% Annually*
$500,000 to $750,000 1.25% Annually*

Annual costs include the following services:

  • Review of financial situation – goals, objectives, risk tolerance, time horizon, and restrictions
  • Planning for Peace of Mind and Future Goals
  • Financial Organization and Household Balance Sheet
  • Cash Flow Planning
  • Trust & Estate Planning
  • Intergenerational Wealth Planning
  • Tax Planning
  • Stock Option/Restricted Stock Planning
  • Charitable Giving Planning
  • Insurance Planning
  • Retirement Income Planning
  • Social Security Planning
  • Investment Optimization and Ongoing Monitoring
  • Defined Contribution Asset Allocation (401(k) or Retirement Plan) – Current Employment
  • Education Planning
  • Business Planning
  • Monthly Statements and Quarterly Performance Statements
  • Online Access to Your Portfolio

*Client pays all trading costs on accounts.